Payment Policy

Accepted Payment Methods

We accept payment by:

• Cash
• Cashier's Check/Certified Check (US banks only)
• Zelle
• ACH Transfer
• Bank Wire
• Debit Card (excluding pre-paid)
• Credit Card (excluding pre-paid)
• Digital Wallet (Apple Pay, Samsung Pay, Google Pay)

We don't accept personal or business checks, money orders, traveler's checks, or instruments from non-US banks or other financial institutions.

We also accept coins, bullion, and scrap precious metals for trade-in credit toward an invoice.

Transaction Limits

Some payment methods are subject to transaction limits.

• Cash: $10,000
• Cashier's Check/Certified Check: $100,000
• Zelle: $1,000-$10,000 (determined by your financial institution)
• ACH Transfer: $50,000
• Debit Card: $10,000 (in person) or $1,000 (by phone or online)
• Credit Card: $10,000 (in person) or $1,000 (by phone or online)
• Digital Wallet (Apple Pay, Samsung Pay, Google Pay): $10,000

Processing Fees

Some payment methods are subject to processing fees.

• Cash (in amounts greater than $1,000): 0.0025% ($2.50 per $1,000)
• Debit Card: 4.0% (Chip/Tap) or 4.5% (Manual Entry)
• Credit Card: 4.0% (Chip/Tap) or 4.5% (Manual Entry)
• Digital Wallet (Apple Pay, Samsung Pay, Google Pay): 4.0%

Processing Times

Some payment methods require processing time before being applied to your order. Here's when these payments will be credited:

• Cashier's Check/Certified Check: Next Business Day (longer for out of state banks)

Identification Requirements

Some payment methods require the presentation of a government-issued photo ID.

• Cashier's Check/Certified Check
• Debit Card
• Credit Card
• Digital Wallet (Apple Pay, Samsung Pay, Google Pay)