Payment Policy

Accepted Payment Methods

Payment Method Limits Fees Processing Time Restrictions ID Required
Precious Metals Trade-In Varies As required*
Cash $30,000 per transaction 0.003% ($3 per $1000)
  • Rounded to the nearest $0.05.
  • Waived for sales under $1,000.
 Immediate
  • We comply with IRS Form 8300 reporting requirements for cash payments over $10,000.
  • We may decline any cash payment, regardless of amount, in accordance with our fraud prevention or AML policies.
 As required*
Zelle $10,000
Your financial institution may impose a lower limit.
 Immediate As required*
Bank Wire Immediate As required*
Cashier's Check
  • Chase Bank: $200,000
  • Others: $50,000
  • Chase Bank: 1 Banking Day
  • Others: 7-10 Banking Days
  • Additional requirements may apply to cashier's checks over $50,000, regardless of issuer.
  • Issuer must be FDIC or NCUA insured, with a branch in Broward County or Palm Beach County.
  • We do not accept personal, business, traveler's or certified checks.
  • We may decline any cashier's check, regardless of amount or issuer, in accordance with our fraud prevention or AML policies.
 Yes
Debit/Credit Card Online: $1,500 We are temporarily not accepting online card payments.
4.00%
  • May be higher for some cards.
 Immediate
  • The card must be chip enabled or support tap to pay.
  • Prepaid debit or credit cards are not accepted.
  • The card must be issued by a bank within the United States.
  • Our merchant processor may decline certain types of business credit cards.
  • We may reduce these limits or decline any card in accordance with our fraud prevention or AML policies.
 Yes
Tap or Chip: $10,000 We are temporarily not accepting in-store card payments.
Digital Wallet $5,000 We are temporarily not accepting digital wallet payments.
4.00%
May be higher for some funding methods.
 Immediate
  • Transaction cannot be funded by a payment method which is otherwise not accepted under our payment policy.
  • We may decline any digital wallet payment in accordance with our fraud prevention or AML policies.
 Yes

* Any accepted payment may require a government-issued photo ID in accordance with our fraud prevention or AML policies. In some cases, we may require a photocopy of your ID and payment instrument.

We don't accept: